Compulsory Third Party Liability (CTPL) Insurance

Compulsory Third Party Liability is required by the Land Transportation Office (LTO) of the Philippines for all motor vehicle owners. CTPL protects the Assured from any probable liability to a third party caused bodily injury and/or death in an accident arising from the use of motor vehicle. The coverage are as follows:

  • Death Indemnity
  • Burial and Funeral Expenses
  • Medical or Surgical Treatment
  • Permanent Disablement or Dismemberment

The term of coverage under the Comprehensive Motor Car Insurance is one (1) year or three (3) years.