Compulsory Third Party Liability is required by the Land Transportation Office (LTO) of the Philippines for all motor vehicle owners. CTPL protects the Assured from any probable liability to a third party caused bodily injury and/or death in an accident arising from the use of motor vehicle. The coverage are as follows:
- Death Indemnity
- Burial and Funeral Expenses
- Medical or Surgical Treatment
- Permanent Disablement or Dismemberment
The term of coverage under the Comprehensive Motor Car Insurance is one (1) year or three (3) years.